Help college students build credit fast & for free
I have experimented with the student financial crisis since my freshman year and started working with Ayush our Sophomore year (9 months working together). Aside from being full-time students, we have seen exponential growth in the company in the past 3 months and have gone full time on this venture since.
Our company is developing a mobile app that allows users to build their credit score using non-traditional data points, such as rent, Netflix, utilities and other recurring payments.
We do this by furnishing on-time payments from our users to the US Credit Bureaus. This data can be backlogged up to 2 years, allowing users to see a significant boost in their credit score in under 2 weeks. This is much faster than the 6-8 months it takes to build your credit using a credit card or loan.