Loan executive / manager

Job responsibility

1. Analyze financial data related to loan requests.
2. Evaluate loan documents are to insure accuracy and completeness.
3. Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
4. Record loan denials and specific basis for declining application.
5. Monitor and report noncompliance with loan covenants.
6. Maintain client relationships and provide superior customer service.
7. Assist with technical underwriting issues and questions.
8. Review loan documentation and vendor reports to identify signs of fraudulent activity.
9. Develop and implement underwriting policies and procedures.

Skills required

10. Applied knowledge of underwriting fundamentals and standard industry practices
11. Understanding of basic financial principles and processes
12. Knowledge of federal, state, and local regulatory requirements
13. Ability to maintain confidentiality
14. Strong analytical skills and attention to detail
15. Excellent communication and negotiation skills
16. Ability to multitask and work under pressure to meet strict deadlines

Interview process has 3-4 stages

1. Introductory voice note/video: Ex: Please send a video/voice note explaining What is your ideal job role that you want to pursue? Why are you unhappy with your current job?
2. Comprehension Test (summarization of a work related video) Ex: Some video on operations, product, sales we will ask you to summarize.
3. Online interview. Here we will check basic skills, that are required for the job
4. Offline interview/field assignment

In each stages we will evaluate the requirements that's mentioned in job description.