Pier - The fastest way to ship your own loan products 🚀

👋🏻 Hey Alex & Jess here from W23 batch!

✨ TLDR ✨

We’re building an API for launching credit products. We enable any company to offer credit by handling origination, underwriting, compliance and servicing with just a few lines of code. Using Pier, our customers can offer credit to their borrowers/users without ever directing them outside their app, while Pier’s API powers the credit and compliance stack all under the hood.

⛔️ The Problem ⛔️

Launching a credit product in the US is extremely complex, expensive and time consuming — Companies have to build a lending function from scratch, pay millions of dollars for a bank charter, and spend months or years to implement. These combined factors often break the unit economics of a fast-growing company and are usually not part of a company’s core competency.

✅ Our Solution ✅

Pier enables companies to go live with their own credit product in weeks, not months!

🔥 Speed is our (and your) currency - our platform and implementation process is designed to take you live in weeks, not months

🚀 Built for developers - API driven, flexible modules to support innovative credit products

📐 Compliance partner - leave the toughest compliance & licensing burdens to us, so you can focus on your customers. We help you understand your licensing and compliance needs, and provide you with compliance guardrails for long term sustainability.

⚙️ How it works ⚙️

🙏🏻 Our Asks 🙏🏻

• Reach out via our contact us form if you’d like to use our solutions
• Share this with folks you know building credit products
• Give us an Upvote & share!