RiskCube: Digital insurance brokerage for property & casualty risks

TL;DR — RiskCube is a digital insurance broker for Property & Casualty risk. Businesses use RiskCube to identify specific risks, like floods and hurricanes, and purchase only the most relevant insurance policies.

As natural disasters like US hurricanes and floods in Spain become more severe, RiskCube bridges the gap between risk management and tailored insurance solutions, ensuring businesses are prepared and protected.

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Problem

• Lack of Early Warning Systems Exposes Communities to Risk

The recent flood in Valencia, Spain, demonstrated the danger of inadequate early warning systems, leaving businesses unprepared despite advanced weather prediction models.

• Policy Exclusions in P&C contracts Leave Businsses Unprotected

In Florida, many hurricane-affected businesses discovered insurance policy exclusions they didn’t understand, resulting in denied claims and financial losses. These challenges highlight a critical need for tools that align risk insights with the right insurance coverage.

Solution — RiskCube

RiskCube is a digital insurance broker that empowers businesses and homeowners by identifying and managing natural disaster risks like hurricanes, floods, and wildfires. Our platform integrates real-time satellite data, licensed climate datasets, and proprietary analytics to:

• Provide Early Warning Systems: Deliver actionable alerts for proactive disaster planning.
• Identify Insurance Policy Gaps: Help users understand coverage limitations and avoid unexpected exclusions.
• Optimize Insurance Selection: Guide users to purchase only the most relevant policies, avoiding overpayment or missed coverage.

RiskCube bridges the gap between risk management and insurance, ensuring businesses and homeowners are prepared and protected when disasters strike.

About Us

Andrei (Founder & CEO)

Andrei holds a Master’s in Mathematics from the University of Munich (LMU). He worked at WTW, one of the world’s largest insurance brokers. There, he focused on AI, Data Science & Analytics, developing predictive risk tools.

During his PhD research in risk and insurance at TU Munich, he focused on Public Directors and Officers Liability Insurance and Survival Analysis for Cancer Insurance.

Asks (andrei.craciunescu@riskcube.com)

• Let’s Connect:

  If you or someone in your network works in risk management, climate consulting, or as an insurance agent in P&C, we’d love to discuss how RiskCube can help.

Schedule a call here, even if you’re unsure how RiskCube might fit.

• Spread the Word: 
  Know an organization struggling with property premiums, risk management challenges, or insurance gaps? Let us know!