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Accend - AI Credit Analyst For Business Underwriting

Human-in-the-loop AI Agents for Financial Statement Analysis

TL;DR: Accend is launching a new financial statement spreading and analysis, guaranteeing 100% accuracy powered by AI and human-in-the-loop review, saving time and costs.

Why We're Building This?

Credit teams today face a massive problem: underwriting processes remain largely manual, painfully slow, and prone to costly errors. Across financial institutions, analysts spend hours manually spreading and analyzing financial statements, slowing down approvals and inflating operational costs. This isn’t just a minor inconvenience; it's a billion-dollar inefficiency affecting banks, fintechs, insurers and lenders globally.

We knew there had to be a better way—one where accuracy meets speed.

Introducing Accend's Financial Statement Spreading & Analysis Solution

https://youtu.be/0T6Yc15qxU4

We are expanding Accend into Credit Analysis, starting with financial statement spreading.

✔️ AI does the heavy lifting—spreading financials with high accuracy and generating credit memos quickly.
✔️ Human-in-the-loop—to complement our AI analysis so you get 100% accuracy, guaranteed.
✔️ Your underwriting team moves 10x faster—reducing costs, errors, and approval times.

Customer Spotlight

Russell Gu, Head of Credit Risk at Slope, shares his experience:

Accend offers the best solution for data-driven credit teams looking to maximize insights from financial documents. Their API solution and onshore time zone support accelerate financial review more than 4x.

Who is Accend for?

Accend is purpose-built for credit leaders who demand excellence: underwriting teams at financial institutions committed to driving efficiency and precision across their credit operations.

Why It Matters?

Accend delivers measurable ROI from day one:

  • 100% Accuracy: Highly accurate AI coupled with expert human in the loop analysis – every spread is reviewed and validated by expert eyes.
  • Rapid Approvals: Reduce your application processing times by up to 80%, accelerating credit decisions.
  • Cost Efficiency: Dramatically lower your cost-to-serve by automating routine tasks.
  • AI-Powered Credit Analysis: Generate credit memos up to 10x faster, enabling teams to focus on high-value activities.

Ready to Experience Accend?

To celebrate our launch, we're offering your first financial spread and analysis completely FREE. Email us at pranjal@withaccend.com or Schedule a call to experience firsthand how Accend can revolutionize your credit processes.

You can also read this story on our company blog here.