Combined checking and investment account
Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.
Active Founders
Toby Hirsch, Founder
Toby is the co-founder and CEO of Lucible. Before Lucible, Toby worked as a quantitative trader at Jane Street. He graduated from Penn's M&T program with degrees in computer science and statistics.
Victor Lin, Founder
Victor is the co-founder and CTO of Driftly. Victor has a background in software and ML, formerly working at Jane Street, Figma, and Bytedance. He formerly founded Umpcast, a scheduling solution for baseball leagues that is used by little leagues across the bay.
