A Global Bank on Chain
The first secure, end-to-end global USD account, seamlessly integrating fiat and stablecoins across 125 countries for direct-to-bank settlement—no liquidity providers, no SWIFT, no intermediaries.
Both sender and receiver use the Pana app and wallet for a frictionless, real-time cross-border payment experience.
Latest News
Active Founders
Piero del Risco, Founder
2nd time Fintech founder & Fmr. Head of Digital Banking at Scotiabank for Caribbean and Central America. Throughout the pandemic hired and lead a 130+ team of engineers, designers, and product owners to rebuild a complete mobile and web banking platform for 2M customers in 11 countries. Previously held executive roles at insurance and investment firms
Luis Peña, Founder
2nd time fintech founder, former TS Tech Lead @ Rover. +10yrs of experience building software and consumer products. Founded & managed a software factory with several dev. & infra. teams across different time-zones while creating products that impacted +1.5M users.
Company Launches
Pana: Challenger bank for fastest-growing population in the USA 💵📲
See original launch post ›TL;DR:
Banking app for 62M Latinos in the US by a team out of Scotiabank’s Digital Factory & 3 consumer-focused Unicorns
Problem
Latinos are all looking for a banking product that speaks to our needs and worries
Solution
We’re building a new banking experience that starts by solving key pain-points:
- Opening a US-Bank account online (linked to a Visa Debit Card) with just a passport instead of having to visit a bank branch with a painful paperwork when lacking an SSN
- A friendly banking app with Group Chats we can join to lend or borrow money from each other globally instead of relying on Alternative Financial Services or cash
- Sending remittances in minutes with zero fees vs paying on ave. 6% ($18 for the ave. $300 monthly remittance)
Team
We’ve previously built Digital Banking products for millions of customers in LatAm and have personally lived through the struggles of migrating to the USA.
Now, we’re on a mission to remove financial barriers for Latinos in the USA and we’re doing it with a social approach because we all know that not everyone might need a bank, but everyone needs a Pana (Spanish for pal).
Our ask:
- Try out Pana & help us spread the word (IG/FB/in/Twitter)
- Let us know of any business you know whose employees or potential buyers lack a bank account. Our product solves one of their biggest headaches