Rove

TLDR: Rove is the only travel credit card for young adults, leveraging cash-flow underwriting and the first-ever travel points portal to allow the average Gen Z spender to effortlessly travel the world for free.

Hey everyone! We're Max and Arhan, founders of Rove, and we're thrilled to introduce the first travel credit card for young adults. Our journeys began at Wharton and Harvard, where we built ventures around specialized Bluetooth software to connect people at events and a B2B edtech recruiting platform for schools and startups. We scaled our ventures by day and slept on planes by night, traveling the world for free.

Arhan and Max

Despite travel-hacking our way to over 50 countries, none of our friends could do the same. The barriers? Stringent credit requirements based on outdated underwriting algorithms (FICO), ludicrous fees, and antiquated software systems turned the dream of free travel into a complicated puzzle. We may have been able to hack the system, but we always wished for one that didn’t need to be hacked and rewarded users by default instead.

The Problem: Gaps in Accessibility and Usability

Right now, the travel credit card market fails to serve the people who want to travel the most. Existing cards are like computers were in the early 2000s: they work, but they’re expensive, many people can’t access them, and even those who can struggle to use them without help. We’re building the iPhone of travel cards—one that’s easy to use, readily accessible, and seamlessly intuitive. These two market inefficiencies create one of the best opportunities in consumer credit in decades.

Our Solution: Rove

Rove is here to democratize reward travel, finally offering the first-ever no-annual-fee travel card for Gen Z. We use advanced algorithms and data aggregation systems to underwrite users in a radically more accessible way. By using people’s cash flow from connecting to their banks, as opposed to outdated data points like mortgages and decades of credit history, we can more accurately underwrite an entirely untapped demographic of users.

But we didn't stop there—we want reward travel to not only be available to young adults but easy to use too. Our platform introduces the first-ever portal for direct redemption of airline loyalty deals, making the process of traveling the world for free as effortless as it should be. With our alliance of partner airlines, the average Gen Z spender can earn a free annual trip overseas. Soon after our card launch, we’re leveraging better data and software technology to maximize user rewards across an accessible suite of financial products.

Experience Rove

Join Us on This Journey

We're on a mission to make the world more accessible to young adults everywhere by building a financial suite of products geared toward travel. In the short term, that’s our travel card. In the long term, it’s about expanding access to products globally that allow users to travel based on their spending and savings, leveraging our data flywheel to better underwrite the billions of underbanked people across the world.

If you're tired of missing out on travel opportunities because of credit barriers or complex points systems, Rove is for you. For now, our waitlist is only available through the invite code YCLAUNCH. The first users to sign up will receive a Founders Edition of Rove.

Stay tuned,

Max and Arhan