Zac Townsend is the CEO of a new seed-stage startup. Previously, he was a leader in McKinsey’s banking practice. He was the inaugural Chief Data Officer of California and built the banking startup Standard Treasury (YC S13), which he ultimately sold to Silicon Valley Bank. He is a published statistician and his writing has appeared in the American Banker, Financial Times, San Francisco Chronicle, San Francisco Examiner, San Jose Mercury News, Slate, and TechCrunch.