
Hello! We co-founded and exited Paperspace (GPU cloud, YC W15). After selling Paperspace, we did the “responsible” thing and tried to get our own finances dialed in.
I encountered two options, both felt broken and just weren’t right for me:
DIY your money: Accounts everywhere (401k, IRAs, brokerage, crypto, savings, equity, secondaries). Your spreadsheet is always wrong. You make expensive mistakes because this isn't your full-time job.
Hire a financial advisor: They'll manage your money and charge 1-2% of assets annually. Run that math over multiple decades and you're handing over half your net worth to fees.
Neither path felt like what I wanted: sophisticated, personalized strategies the ultra-wealthy use to compound wealth: strategic tax-loss harvesting across individual securities, systematic risk management, portfolio-backed borrowing to defer capital gains, access to alternatives, etc.
These aren't secret – they're just unfeasible to deliver at scale through traditional human advisors.
Robos were supposed to fix this, but they were designed in a pre-AI world. In practice the robo option can feel cookie-cutter. They don’t coordinate across your 401(k), taxable accounts, mortgage, equity, and cash flow, they don’t help with real decisions like job offers, windfalls, or concentrated stock, and they don’t deliver institutional strategies. That’s why, even after a decade plus, the biggest robos are still <$100B AUM while old-school advisors like Raymond James / Edward Jones sit on trillions.
Autonomous (becomeautonomous.com) is a superintelligent wealth manager with 0% advisory fees. (Note, our optional direct-indexing feature will charge a fee, replacing ETFs and Mutual Funds with individual securities).
We’re doing for financial advising what Robinhood did for brokerages. Think of it as a full-stack, AI-native wealth strategist that brings billionaire-style playbooks to ordinary investors.
Sees everything and understands it
Connect all your accounts, including messy off-platform assets like rental properties, SPVs, and startup equity. Autonomous builds a live view of your assets, liabilities, cash flow, and taxes. It knows where you're concentrated, where you're wasting tax capacity, where cash is idle.
Conversational intelligence
Talk to Autonomous 24/7 about any financial decision. "Should I max out my 401k or pay down my mortgage?" "How does this job offer change my strategy?" Get answers, explore tradeoffs, execute instantly. No quarterly calls.
Personalized direct indexing
Instead of generic ETFs, Autonomous builds a direct index optimized for your income, tax bracket, time horizon, and goals. Designed to
harness sophisticated, wealth optimization strategies, Autonomous
optimizes portfolios at the individual security level. You refine through conversation, it deploys intelligently.
Continuous optimization
Autonomous monitors everything continuously, alerting you to what matters: tax-loss harvesting opportunities, rebalancing needs, cash deployment timing, risk adjustments.
Custom exposures, not stock picking
On top of your core plan, you can add targeted strategies if you want to be more hands-on. Want targeted exposure to AI? Autonomous maps the ecosystem, builds a custom sleeve sized by volatility and fundamentals, accounts for correlations with your existing positions, and manages it inside your broader plan. AI agents design and implement it.
Right now we're focused on:
People everywhere already ask AI about their finances, but there's no Cursor-style "apply" button and it doesn't run continuously. The technology finally exists to deliver institutional wealth management through AI.
Wealth management generates ~$250B/year in advisory revenue, with human intermediaries extracting massive amounts of fees. It feels like a pre-Robinhood brokerage world: entrenched, expensive, structurally misaligned.
Autonomous is following the neobank playbook that companies like Mercury and Ramp used in traditional banking: replace brick-and-mortar with elegant digital experiences.
Get early access: becomeautonomous.com
Note: We are hiring across multiple roles in NYC and SF: https://atg.science/