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Sivo

Debt as a service for companies to lend money to their users at scale.

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber.  We’ve been able to move so quickly because we are a team with previous exits and decades of experience in risk, debt, and enterprise software for companies including Goldman Sachs, Revolut, NASA, McKinsey and Citigroup.
Sivo
Founded:2020
Team Size:15
Location:San Francisco
Group Partner:Michael Seibel

Active Founders

Kate Hiscox, Founder

Originally from the UK and based in Vancouver. I've been building companies for 15+ years with Sivo being company #6. Exits include an IPO (9 figure valuation post listing on the TSX-V). I like to build things and never take no for an answer!
Kate Hiscox
Kate Hiscox
Sivo

Dani Conejo Rico, Founder

I am passionate about building intuitive digital products, bringing about an end to predatory lending and cramming in as many races as I can! I am based in Vancouver and Mexico City where I love to cook, run and spend time with my wife and family.
Dani Conejo Rico
Dani Conejo Rico
Sivo