Sivo provides debt as a service. Our API and risk protocol allows companies to access debt funding and lend money to their users at scale.

Building and maintaining reliable risk models and raising debt are the two greatest challenges that fintechs face. Risk is a fintechs biggest risk and mistakes can cause a company to fail. Raising debt is slow, costly, complicated, and archaic.

Using our API, companies can risk score applications for credit from their users and receive an offer of debt funding, from Sivo, with rapid fund disbursement to the company or their users, bank account.