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Focal

AI-powered compliance operations for banks and fintechs

Focal enables f to effectively leverage AI to automate traditionally manual workflows. Our initial focus is geared towards helping financial institutions automate compliance, risk, and dispute operations.

Focal
Founded:2024
Team Size:2
Location:San Francisco
Group Partner:Michael Seibel

Active Founders

Ray Morgan, CEO / Co-Founder

Ray is the CEO of Focal, building AI automation for enterprise companies. Before Focal, Ray spent 10 years at Stripe leading and scaling the core payments engineering teams (<$10B payments volume to well over $100B a year), launching new products (Stripe Issuing, new payment methods), and worked on Stripe’s enterprise readiness efforts to enable enterprise accounts like Amazon. Prior to Stripe, Ray started a company that got acquired by Ebay and led the frontend engineering team at Zappos.

Ray Morgan
Ray Morgan
Focal

Katia Bazzi, Co-Founder

Katia is the CTO of Focal, building AI automation for enterprises. Previously, Katia was an engineering leader at Stripe -- there, she launched new financial products such as credit cards and banking as a service, processing >$6B per year. Before that, she led engineering teams at a distributed tracing startup (Lightstep) and Eventbrite after graduating from CMU.

Katia Bazzi
Katia Bazzi
Focal