AI that automates servicing for commercial lenders
The problem
Factoring and ABL is a $4T+ industry running on 1990s software. There is no automation layer. Every new client means more headcount, not better software.
In practice: For a $500M AUM lender, teams spend 6+ hrs/day matching messy wire payments, with 16–20 errors/month and 3-day processing cycles. 25 people verify invoices at $2–5 each, and funding is delayed 1–3 days. Account managers chase 50–100 borrowers/day, with payment proof lost in emails, spreadsheets, and SMS threads.
What Zolvo does
Zolvo is giving lenders the infrastructure they need to scale efficiently while maintaining total visibility and control over their risk.
We sit as the AI layer between bank accounts, loan management systems, and ops teams. Our platform syncs directly with bank accounts, communication channels, and LMS/FMS to handle reconciliation and collections automatically. By turning these manual chores into background processes, your team now reviews only the exceptions.
Video Launch
Traction
Our first client paid an annual contract before we had a product and became an angel investor two weeks in. We went live in less than a month and replaced work that would have required a team of 14 people.
Asks
1. Do you know anyone in factoring or ABL? One warm intro is worth more than any outreach we run.
2. We’re looking to partner with private credit funds. We’re building the monitoring and reporting layer their portfolio companies need, and they’re great distribution partners.
Book a demo or contact: isa@zolvo.com
Why us
Our first paying client signed during the YC application process, before a single line of code was written. I was the first hire at Domu (YC S24), where we went from $0 to $1M ARR. Tony was a founding AI engineer at Domu too, running 100K+ AI calls/day with zero churn.
